Dépôt numérique

Credit Cards and the Receipt of Financial Assistance from Friends and Family

Campbell, Colin et Pugliese, Maude ORCID: https://orcid.org/0000-0002-2248-7433 (2021). Credit Cards and the Receipt of Financial Assistance from Friends and Family Journal of Family and Economic Issues . DOI: 10.1007/s10834-021-09751-x.

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Exchanges of assistance among kin are a common and important source of support for families; however, people are often hesitant to seek such assistance and broader economic contexts influence these exchange relationships. Existing studies overlook the potential role of credit cards in shaping exchanges of assistance among kin, which is surprising given the potential for credit to serve as a substitute for assistance from kin and the potential for credit to shape the economic contexts that influence exchange decisions. Drawing on social exchange theories and data from the Fragile Families and Child Wellbeing Study, we find that having a credit card is associated with a decreased likelihood of borrowing money from close social ties and that this relationship is conditional on marital status and income. These findings contribute to understandings of how exchanges of support are shaped by economic contexts and suggest the need for further research on how credit influences exchanges of assistance among family and friends.

Type de document: Article
Mots-clés libres: carte de crédit; prêt; famille; emprunt; aide financière
Centre: Centre Urbanisation Culture Société
Date de dépôt: 01 déc. 2021 17:55
Dernière modification: 15 févr. 2022 21:20
URI: https://espace.inrs.ca/id/eprint/12109

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